Frequently Asked Questions (FAQs)

Not everyone has a lot of money to invest, but everyone should be investing to meet their long-term goals. Today, all investment companies know this and you can invest in a tailor-made, diversified investment for as little as $25.00 a month to start you on your way. You can always increase that amount as your situation changes.

Unlike credit applications where your past credit history is so important, if you want to borrow other people’s money, an investment application only requires you to have a chequing account, a void cheque and a strong desire to have your money working harder for you, in order to set up an affective investment plan.

A portfolio is a diversified investment containing many different styles and types of investments. In the past you would have had to have saved a large amount of money to adequately diversify your investments in a cost-effective way. Today, using Managed Investments designed for the average investor, you can have a professionally diversified portfolio like wealthy individuals, starting for as little as $25.00 per month.

There are many people selling products today that call themselves advisors. However, very few of them provide what we believe all advisors should provide, and that is an actual Financial Plan. A plan is like a road map, it shows you where you are today financially, works out where you need to be in the future to meet you goals, such as retirement, education, income protection and lifestyle goals, and then tells you what path you need to take to make sure you reach your goals. If you have someone that does that, it is someone who has earned the title, “Advisor”.

This is the question that is easy to ask, but always has a very personal and individual answer. All people’s circumstances are different, and what is appropriate for one person, may be totally wrong for another. The only way to know for sure is to consult with a professional who will do a complete Financial Plan and determine what the appropriate protection would be needed for you and your family. Beware of people who have quick fixes, trying to make a quick transaction.

When you are looking to insure, you usually will protect assets like your home, your car; and your ability to earn an income. Children are very important to us, but they usually don't earn a large salary. Therefore, it doesn't make sense to insure them for this purpose. If there is a need, it would only be for final expenses if something unforeseen might happen to our loved ones.

There is no hard and fast rule to this question. There are many insurance needs that someone with family responsibilities may have: Life Insurance, Disability Insurance and Critical illness Insurance. However you plan to protect your family, make sure that you receive the best benefits for the least cost, and don't pay duplicate fees and services charges.

Yes! Please contact us today to find out how.